个人住房商业性贷款利率及万元还本息金额表 单位:元 
年份 月数 月利率(‰) 年利率(%) 月还款额 本息总额 总利息
1 12 4.125 4.95 到期一次还本付息 10495.0000 495.0000
2 24 4.125 4.95 438.4900 10532.7602 532.7602
3 36 4.125 4.95 299.4845 10781.4432 781.4432
4 48 4.125 4.95 230.0665 11043.1925 1043.1925
5 60 4.125 4.95 188.4834 11309.0010 1309.0010
6 72 4.425 5.31 162.4912 11699.3686 1699.3686
7 84 4.425 5.31 142.8003 11995.2263 1995.2263
8 96 4.425 5.31 128.0803 12295.7088 2295.7088
9 108 4.425 5.31 116.6740 12600.7967 2600.7967
10 120 4.425 5.31 107.5872 12910.4683 2910.4683
11 132 4.425 5.31 100.1871 13224.6991 3224.6991
12 144 4.425 5.31 94.0518 13543.4626 3543.4626
13 156 4.425 5.31 88.8893 13866.7299 3866.7299
14 168 4.425 5.31 84.4909 14194.4697 4194.4697
15 180 4.425 5.31 80.7036 14526.6485 4526.6485
16 192 4.425 5.31 77.4127 14863.2307 4863.2307
17 204 4.425 5.31 74.5303 15204.1788 5204.1788
18 216 4.425 5.31 71.9882 15549.4530 5549.4530
19 228 4.425 5.31 69.7325 15899.0116 5899.0116
20 240 4.425 5.31 67.7200 16252.8113 6252.8113
21 252 4.425 5.31 65.9159 16610.8068 6610.8068
22 264 4.425 5.31 64.2915 16972.9510 6972.9510
23 276 4.425 5.31 62.8232 17339.1954 7339.1954
24 288 4.425 5.31 61.4913 17709.4899 7709.4899
25 300 4.425 5.31 60.2793 18083.7829 8083.7829
26 312 4.425 5.31 59.1731 18462.0215 8462.0215
27 324 4.425 5.31 58.1610 18844.1514 8844.1514
28 336 4.425 5.31 57.2325 19230.1172 9230.1172
29 348 4.425 5.31 56.3789 19619.8623 9619.8623
30 360 4.425 5.31 55.5926 20013.3293 10013.3293
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